Business Accounts & Features

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Want more information? Contact a Business Representative at businessbanking@iccreditunion.com

DISCLOSURES:
*INTELLIGENT BUSINESS CHECKINGPLUS Disclosure: Earn 1.00% Annual Percentage Yield (APY) on balances of $50.00 and over. Available for business accounts only. Minimum amount to open Intelligent Business CheckingPLUS is $5 and the minimum balance to earn interest is $50.00. A $12.00 fee will apply if your balance falls below $1500 minimum per month. Fees may reduce earnings. Rates effective as of November 1, 2017 and are subject to change without notice.
**INTELLIGENT BUSINESS SAVINGS Disclosure: Earn 1.00% Annual Percentage Yield (APY) on balances of $50.00 and over. Available for business accounts only. Minimum amount to open Intelligent Business Savings $5 with no minimum balance. Rates effective as of November 1, 2017 and are subject to change without notice.
***INTELLIGENT BUSINESS MONEY MARKET Disclosure: Earn 1.00% Annual Percentage Yield (APY) on balances of $50.00 and over. Available for business accounts only. You must deposit $5.00 to open this account and maintain an average daily balance of $50.00 to earn the interest rate. There is no minimum balance to maintain. Interest will be compounded and credited to your account every month. The interest period is monthly. Rates effective as of November 1, 2017 and are subject to change without notice.
Daily Balance Computation Method — We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the balance in your account each day and is credited to your account monthly on the last day of the cycle.
Accrual of Interest on Non-Cash Items — Interest begins to accrue on the business day you deposit non-cash items (for example, checks) to your account.
Transaction Limitations — During any calendar month, you may not make more than (6) six withdrawals, you may be subject to a transaction fee. Fees may reduce earnings.
****INTELLIGENT BUSINESS RELATIONSHIP CD Disclosure: Annual Percentage Yields (APY) effective as of November 1, 2017 and are subject to change. Penalty may be imposed for early withdrawals and may reduce earnings. Terms and conditions disclosures available at account opening. Minimum deposit of $500.00 required to open account and obtain APY. An IC Intelligent Business Checking Account is required to obtain the 1.50% APY during the term of the share certificate of deposit. New Money Only. Offer may be withdrawn at any time.

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