Limited Time Offer!
Apply Online Now for your HELOC
*Rate shown of 1.79% Annual Percentage Rate (APR) is for the first 12 months. After 12 months, the rate will be adjusted to Prime minus 1.00%
(currently 5.50%, as published in the Wall Street Journal, Eastern Edition, on the last business day of each month), or a floor rate of 3.50% APR, (whichever
is greater), not to exceed 18.00% APR. Home Equity line minimum is $10,000.00 and has a 10 year draw period with a payment period of 15 years. During
the draw period, minimum payments of interest due only are required. You may pay more on principal at any time. During the repayment period, monthly
principal and interest payments required to fully pay off by the end of the repayment period. IC will waive closing fees ranging from $350 to $500. If the loan
is paid off within 36 months of the account opening, member must pay waived fees for Appraisal Fee, Credit Report, Flood Determination, Title Service Fee
and Recording Fees. Approval and closing subject to verification of income, credit history and property valuation. Offer applies to owner-occupied primary
residences only. Loans over 80% loan-to-value will be subject to higher rates. Homeowners Insurance required. Consult your tax advisor
regarding the deductibility of interest. Rates and terms are subject to change without notice; this offer may be withdrawn at any time.
Certain restrictions may apply. Example: Equity line with minimum $10,000 balance, payment would be approximately $29.17 interest
only based on 3.50%. APR. Payment will vary based on average monthly balance. Rates effective 7/1/19